Posts Tagged roofing and insurance claims
May 26, 2011
CLC Roofing
CLC Roofing has been inundated with phone calls from existing and new customers with regard to the recent severe thunderstoms, hail and tornadoes that ripped through North Texas on Tuesday evening. Below is a map showing the areas hardest hit with hail.
Some of the hardest areas hit by indication of the map are found in the Irving/Mid Cities areas, but Downtown and Park Cities saw their fair share of damage as well. CLC Roofing is working around the clock to accomodate all of their customer’s needs and ensuring that all damage is assessed in a timely manner.
If you were hit by hail and fear that the damage may be significant, call CLC Roofing for a reliable and timely assesment of your roof’s needs BEFORE the next storm hits. Leaking roofs only lead to larger problems like sheetrock damage and mold. Don’t let this be you! CLC Roofing is here to help!
CLC Roofing 800-810-2521.
May 12, 2011
CLC Roofing
Here is a list of questions to ask a prospective contractor including the answers that you should expect.
Ask the following questions:
1. Do you have general liability insurance? Can I see a copy or verify that it is indeed active? It is very important that your roofer have this insurance as a protection for you, the homeowner.
2. How many roofs have you done in the area? Do you have references? May I call them? Take the time to call these references and ask them about their roofing experience.
3. Do you have any complaints filed at the Better Business Bureau? Regardless of their answer, you can verify this information by visiting the Better Business Bureau. Click here to find out more.
4. When will I be expected to pay for the job? The contractor should reply, “An initial payment will be due, when we have the materials or have placed the order for the materials (some materials like slate, tile, etc. are special order with no return policy).” The contractor should not expect final payment until all the work is completed.
5. Can you help me with my insurance claim? Part of a roofing company’s job should be to help homeowners with their insurance claims. That is why CLC Roofing has licensed insurance adjusters who can help the homeowner navigate the insurance claim process.
In addition, it is important to know your rights when purchasing a roof. Insurance companies often encourage homeowners to get multiple bids merely as a delay tactic while they schedule an adjuster to come evaluate the roofs. However, it isn’t necessary for you to go this route. Waiting around on multiple contractors can be a waste of your time. It is important to know that if you have a trusted roofing company that has answered all of your questions, the insurance company is required to pay the appropriate market value for a quality roofing job in your area.
Furthermore, many homeowners become nervous about raised premiums or a canceled insurance policy from filing a roof claim. Insurance premiums are not raised or lowered based on bad weather in your area. Insurance companies can’t raise premiums based on acts of God/Mother Nature nor can they cancel policies. Homeowners should understand that insurance premiums are regulated by the State Board of Insurance in Austin, TX not by your specific insurance company based on claims.
CLC Roofing knows that replacing a roof can lead to a lot of questions which is why we are committed to giving you the knowledge necessary for a successful roof replacement. Please call our office at 800-810-2521 with any questions or to schedule your free roof assessment today.
May 2, 2011
CLC Roofing
Many homeowners are overwhelmed by the idea of a new roof for one reason-the cost! Yes, replacing a roof can be an expensive endeavor even with insurance covering the majority of the costs. Some disreputable roofers prey on homeowners promising them a “free” roof in exchange for advertising and promise to waive their insurance deductible. Sadly, this practice is not only illegal but puts the homeowners at risk for insurance fraud which is a felony!
So what should you be aware of before hiring a roofing contractor? First, know your deductible. This is the amount of money out of pocket that you will be required to pay for your new roof. The amount varies depending on your policy. If the deductible is something that you can’t pay outright, a reputable roofing company might give you financing options, but regardless of how it is paid, your insurance company will see this deductible. A less reputable company will find some way to “waive” this deductible but that puts you at risk for fraud since the insurance company expects you to be responsible for paying your deductible!
Things that you should watch out for when your roofer claims that you don’t need to pay a deductible.
1. Look at your invoice. Does it state clearly that the deductible was “waived” or “discounted?” It is illegal for the roofer to not disclose this information because the amount of the deductible determines how much the insurance company will pay for the roof.
2. Is your roofer offering an advertising agreement in exchange for your business and claiming that you won’t need to pay a deductible? The roofer is committing insurance fraud if he claims that he collected your deductible when in fact he has not. What is worse? By allowing this roofer to do this, you are committing insurance fraud as well, a felony!
3. If your roofer is willing to cut corners to make a profit at the expense of the insurance company, they are likely to cut corners on your roof as well to maximize the profit. Is that a risk that you are willing to take?
When looking for a roofing contractor with integrity and a long standing relationship with the Better Business Bureau as well as many happy customers, look no further than CLC Roofing. Our tradition of providing our customers with quality roofs and working hand in hand with insurance companies provides you with a piece of mind that you can trust.
CLC Roofing-quality-integrity and solid roofs! Call today for a roofing assessment. 800-810-2521. Click on Freeroofscam.org for more information!
April 29, 2011
CLC Roofing
Recent hail storms ravaged most of the metroplex, but perhaps you were one of the fortunate ones that was spared from the storms. So why should you consider a new roof? After all, if it isn’t broken, why fix it? That may be true, however, impact resistant shingles offer more than just protection from hail, but a long term investment that protects the value of your roof and home.
What is impact resistant roofing? Specifically, it is a specially designed roofing material that resists impact. The varied materials offered as a choice in impact resistant roofing have met a certain standard of resistance through rigorous tests. In fact, the manufacturers are so confident in their ability to withstand hail damage that they come with a forty year plus warranty. How is that for a long term guarantee against hail damage?
Living in North Texas, impact resistant shingles aren’t a luxury, but a necessity. In fact, many insurance companies recognize this and offer significant discounts to homeowners who take initiative to protect their most valuable asset. When considering impact resistant shingles, it is important to contact your insurance company to find out what discounts they might offer.
CLC Roofing is here to make your roofing purchase as seamless as possible from educating you on the style and material options available to working with your insurance company should a claim need to be filed. With a proven track record and industry knowledge, CLC Roofing is the company to contact when it comes to your roofing needs.
Contact CLC Roofing today to schedule your roofing evaluation. 1-800-810-2521
April 27, 2011
CLC Roofing
Recent hail in Texas has caused a lot of “fly by night” roofing contractors to start advertising and putting out signs. The problem with these types of contractors is that they are here today and gone tomorrow. Their work might only be as good as the crew that they have thrown together at the last minute and often these contractors aren’t even licensed or insured.
CLC Roofing has withstood the test of time in the roofing industry. We are licensed insurance adjusters and registered with the Cities of Dallas and Coppell as contractors. We are a Dallas Better Business Bureau accredited company with a proven track record of over a decade! With CLC, you have the assurance of a long term client relationship.
Furthermore, our highly professional sales staff remains on the cutting edge of technology using Xactimate pricing software that is also used by insurance companies. We use Eagleview Satellite imagery to measure your roof giving you an accurate measurement as required by insurance companies. The ability to work hand in hand with your insurance company gives CLC Roofing an added advantage when helping you with your new roof.
In addition, CLC Roofing offers only the best in roofing materials for your home. As an Owens Corning Preferred Contractor, CLC Roofing is able to offer you a preferred protection warranty of 50 years 100% protection against manufacturing defects. CLC Roofing has taken the time to research and develop the relationships necessary to ensure that your roof is a lasting investment.
CLC Roofing has withstood the test of time as a favored roofing company in the metroplex. We are a company that you can rest easy in knowing that we will be here today, tomorrow and for years to come!
April 20, 2011
CLC Roofing
They like to say that if you don’t like the weather in Texas, wait a while…it will change. Texas weather can be unpredicatable, but one thing that you can count on is that with spring thunderstorms, hail is on the horizon. Another thing that you can count on is the team of licensed and insured CLC Roofing contractors at the ready to assist your family with your roofing needs.
Hail storms have been frequent and hard hitting throughout the metroplex, and CLC Roofing has been at the forefront in helping homeowners with everything from dealing with insurance adjusters to finding the right roofing solution for their family and home. Have you had your home checked?
Often people take comfort in small hail pellets or a brief hail shower that likely didn’t “do much damage.” However, the age and condition of your roof is the deciding factor on whether or not the hail has done damage or not. After a hail storm, it is always wise to call CLC Roofing and have a professional assess your roof for damage. It could be as simple as replacing a few shingles or the damage could be more significant, CLC Roofing can guide you in making a smart decison to protect your most valuable asset-your home.
Hail Damage from Recent Storm
A new roof isn’t a luxury, it is a necessity when there is damage. Insurance companies understand this, and they also know that new roof protects a home from many other hidden issues that could cost the insurance company money in claims. This is one of the many reasons why insurance companies replace roofs after a hail storm. Dealing with an insurance claim doesn’t have to be a headache. It is as simple as giving CLC Roofing a call. We work hand in hand with insurance companies, and we can handle all of your insurance claim needs.
The Circles Indicate Damage
Don’t let another hail storm pass over without calling CLC Roofing to check your roof! It will be the smartest phone call that you ever make! CLC Roofing 800-810-2521
April 16, 2011
CLC Roofing
Large hail hammered roofs in Coppell this past week. The size of the hail and the duration of the storm caused damage to countless roofs. CLC Roofing contractors are working non-stop with current and new clients on assessing damage, contacting insurance companies and advising home owners on their new roof purchase.
After a hail storm, it is common for area residents to be inundated with solicitations from “roofing companies” that appear out of nowhere. CLC Roofing has a long standing reputation, community ties, and licensed insurance adjustors working on your claim from the roofing side and hand in hand with your insurance company. You can rest easy knowing that CLC Roofing was here before the latest hail storm, and it will be here after your roof is finished to help you with any on-going roof maintenance needs. As licensed contractors in the City of Coppell, our team is dedicated to providing you with a the highest level of professionalism with a reputation that you can trust.
Coppell Residents don’t delay in getting your roof assessed for damage from the latest hail storm. CLC Roofing is taking calls today to help you protect your home. Call 1-800-810-2510.
April 15, 2011
CLC Roofing, Uncategorized
Storms rolled through North Texas in the past few days, and strong winds and hail where reported throughout the metroplex. Below is a map of the hardest hit areas. Prosper in particular bore the brunt of the storm
As you can see, the damage was extensive in many areas. What does a roof look like after a hail storm? Below are some pictures from one of CLC’s many corporate clients.
The blue circles highlight holes in the roof that can become bigger problems later if left untreated. Damaged shingles can result in leaks but more importantly a weakening of the roof itself. When your roof has been compromised, your energy bills can increase as well as the underlying structure of the roof making for more extensive costly repairs to your home later. Reason one why it is so important to have a trusted roofing company like CLC Roofing inspect your roof after a big storm.
Indentations in the metal portion of the roof might seem like only a cosmetic issue; however these indentations give an indication to the extent of hail and size of the hail that fell during the storm. They are pieces of the puzzle in determining your roof’s ability to withstand a large storm and how much storm damage occureed.
CLC Roofing can provide valuable guidance when it comes to roof and home maintenance. Our team of licensed insurance adjustors can walk you through the process of roof assesment to handling the red tape of insurance claims. Storm season is upon us in North Texas. Consider calling CLC Roofing today for a roof well check. Our number is 800-810-2521.
March 30, 2011
CLC Roofing
It’s hard to believe that twelve years have passed since CLC Roofing was founded. A lot has changed in our lives, most importantly, the birth of our three sons. However, a lot has changed in the roofing industry as well, from the quality of new roofing materials to how insurance claims are handled. CLC Roofing is your go to source of up to the minute industry news, home maintenance advice and direction when it comes to planning your home improvements.
My name is Chad, and I am president and owner of CLC Roofing. I graduated from Texas A&M in 1995 where I was a member of the Corps of Cadets following in a long standing family tradition. My wife, Lynee is also a Texas A&M graduate. She taught school for several years until our son Cade was born in 1999, followed by Carson in 2003 and Chase in 2005. We make our home in Coppell where we are active members of First Baptist of Coppell. I spend my free time coaching my sons in baseball and football or volunteering at their school.
Nothing is more important to me than my family, and because of that, I always want to ensure the safety and comfort of my clients and their families as well. Whether it is by carrying General Liability Insurance although not required by the State of Texas or by registering as official contractors in the Cities of Coppell and Dallas, CLC Roofing goes the extra mile to gain and keep its customers’ confidence. In addition, my company has a proven track record with the BBB as an accredited business.
What does this mean to you, the consumer? It means that when you call on CLC Roofing, you are getting not only a roofing, but a licensed insurance adjustor with the State of Texas who is familiar with the insurance company and the mortgage company procedures for getting a roof replaced. You are able to hand over your roofing needs to someone who uses Xactimate software used by the insurance industry and satellite imagery when measuring roof dimensions. In other words, CLC Roofing gives you something more than a roof, it gives you back valuable time with your family as you are able to rely on us to take care of your roofing needs from material to working with the insurance company. Now, THAT is what I call customer service.
Regards,
Chad Cross
